Seller Note Buyers: Nationwide
Holding a seller note or owner-financed loan? Stetson Investments purchases seller notes from individuals, business owners, and real estate sellers, quickly, professionally, and with no obligation to accept our offer.
We purchase seller notes of all types, including:
Understanding Your Asset
A seller note (also called owner financing, a seller carry-back, or a promissory note) is created when you sell a property or business and agree to accept payments over time rather than a full lump sum at closing.
In other words, you became the lender. The buyer sends you monthly payments, typically with interest, until the note is paid off. While this arrangement benefits buyers who may struggle to secure traditional financing, it leaves you carrying risk and waiting years, sometimes decades, to collect your full proceeds.
The good news: that note has real market value today. Stetson Investments will evaluate your note and present you with a cash purchase offer, so you don't have to wait.
"You don't have to stay locked into monthly payments. Your note is an asset, and we're ready to buy it."
Notes secured by residential or commercial property, including owner-financed homes, land, and commercial buildings.
Promissory notes created when a business was sold and the seller agreed to carry a portion of the purchase price.
Installment sale agreements where the buyer makes payments to the seller until the full price is paid.
Your buyer has stopped paying? We purchase non-performing and distressed notes, so you don't have to chase payments.
Your Reasons to Sell
There's no single reason to sell a note, but most sellers share a common goal: they want control of their money, not a payment stream stretching into the future.
Life doesn't wait for monthly payments. Selling your note provides a lump sum of cash you can reinvest, use for expenses, or reallocate into opportunities that make sense today.
When you hold a note, you're exposed to borrower default, property deterioration, and legal costs if payments stop. Selling transfers all of that risk to us.
If your buyer has stopped making payments, you're stuck in an uncomfortable situation. We purchase non-performing notes so you can move on without the legal headache.
A lump sum today is often more powerful than the sum of future payments. Use the proceeds to fund a new investment, purchase property, or grow your business.
Managing a note, tracking payments, issuing year-end statements, following up on late payers, takes time and energy. Sell and simplify your financial picture.
Notes can complicate estates. Selling converts a complex asset into clean cash, making it easier to distribute, gift, or plan around.
Our Process
From first contact to funded transaction, our process is designed to be easy for note holders, even if you've never sold a note before.
Fill out our short intake form with some basic details about your note and the underlying asset. No paperwork required at this stage.
Our team reviews the note terms, payment history, and collateral. We'll follow up if we need any additional information.
We provide a written purchase price offer. There's no pressure, and you're free to accept, decline, or ask questions.
If you accept, we handle the closing documents and fund the transaction. You receive your lump sum payment.
Eligible Notes
We evaluate a wide range of seller-financed instruments. If you're unsure whether your note qualifies, submit it anyway and we'll let you know.
Single-family homes, duplexes, condos, and multi-unit properties with seller carry-back financing.
Office, retail, industrial, and mixed-use properties financed through a seller note.
Owner-financed land contracts and installment sales on raw or developed land.
Seller notes created as part of a business acquisition, often alongside an SBA loan or asset sale.
Notes where the buyer is current on payments and the loan is in good standing.
Notes where the buyer has defaulted or fallen behind. We evaluate these too.
Don't want to sell the full note? We can purchase a portion of the remaining payments.
We evaluate and purchase seller notes nationwide, regardless of where the property or business is located.
Common Questions
New to selling a note? Here are answers to the questions we hear most often.
Get Your Offer
Submit your note details using the form and a member of our team will review your situation and follow up with questions or a purchase offer. There is no cost and no obligation.
By submitting this form you agree to be contacted by Stetson Investments regarding your note. Your information is kept confidential and will not be shared with third parties.
We've received your note details and will be in touch shortly. We look forward to learning more about your situation and providing an offer.